California Retirement Planning
Next Generation Retirement Solutions
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Next Generation Retirement Solutions is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Masood Mahmood
Founder
My clients see me as their coach. They recognize that in order to excel at anything, you need the instruction and direction of a professional.
For many people, the closer they get to retirement the more they fear the future. It doesn’t have to be that way. Those that have planned and executed well throughout their earning years are likely to enjoy their retirement. For others, this can be one of the more challenging transitions of their life.
No matter what their age or earning ability, the role I play in the lives of my clients is to understand their vision and to work within their set of circumstances to create the best possible financial outcome.
I am told that one of my greatest qualities is active listening. A successful retirement planner can ascertain the information necessary to create a game plan and then align the resources available to them to gain the desired outcome for their client.
Of course, I don’t do this alone. At Next Generation Retirement Solutions, we have an extensive team of subject matter experts that focus on taxes, legal, business planning, and more. Consultation with this extensive team drives the planning process.
If you find yourself in your 50s or 60s and have concerns about your retirement, I invite a connection. I am happy to review your situation and give you my honest and straight-forward feedback. Following this initial engagement and only if it makes sense for you, I’ll develop a plan that I feel is the best way to help you realize your vision for the future.
I work with many State and Federal Government employees. Retirement planning for this group can be even more complex due to the nature of their retirement plans. For government employees, it is important that you are working with an expert in your space.
A bit about me outside the office. I’ve been married to the love of my life for 31 years. Our two sons are recent graduates from the Univ. of Houston. I love to cook and travel…and the Dallas Cowboys.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in October 2025
- There are no events scheduled during these dates.
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Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
